Here Are 7 Steps!

1. Take stock of your current financial situation, including income, savings, monthly expenses, and debt.

2. Use a mortgage calculator or consult a lender to estimate how much you can borrow and what your monthly payments might be.

3. Review your credit report and score to understand your borrowing power. Consider improving your score if necessary.

4. Consider getting pre-approved for a mortgage to understand your budget and show sellers you’re serious.

5. Explore different mortgage types to find the best fit for your financial situation.

6. Determine how much you can afford to put down, keeping in mind options for lower down payments.

7. Budget for closing costs, including fees associated with the home purchase.

Take these steps to figure out your budget and financing options before starting your house hunt.

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