Property taxes in Columbia remain relatively affordable compared to other parts of the country. In 2025, most homeowners can expect to pay around 0.5%–0.6% of their home’s value annually in taxes. For example, on a $300,000 home, taxes might be around $1,500–$1,800 per year if it’s your primary residence. If it’s an investment or second home, expect a higher rate.

Home insurance typically ranges from $1,000–$1,400 per year depending on the property’s age, location, and coverage level.

Need a personalized estimate? Contact Delaney@TheHighlandCompanyRE.com for a property-specific breakdown.